"For anyone who needs to understand different types of life
insurance, as well as considerations for purchasing and managing
policies, this book should be on your nearby reference shelf. If you've
frequently found yourself fumbling around with terminology, such as the
differences between variable, universal, and variable universal life
(VUL) policies, you'll finally see some light through the haze." - MorningstarAdvisor.com
Life
insurance doesn't have to be complex or intimidating. Ben Baldwin's
completely revised and updated guidebook makes it clear and logical,
discussing how to analyze insurance products based on their investment
merits and best overall financial returns. This clear, authoritative
resource for consumer insurance information covers the pros and cons of
Internet purchases, techniques to use capital within a policy, the fixed
premium feature, insurance for different stages of life, and the new
emergence of "immediate annuities."